Terms and Conditions
PAYBOLT TECHNOLOGIES PRIVATE LIMITED
Welcome to Paybolt
Welcome to Paybolt Technologies Private Limited ("Paybolt," "we," "us," or "our"), a leading financial technology company revolutionizing business payments and operations management. These Terms and Conditions constitute a legally binding agreement between you and Paybolt Technologies Private Limited, governing your access to and use of our suite of services, platforms, and solutions.
Our comprehensive ecosystem of financial and business management solutions has been meticulously designed to transform how modern businesses handle their financial operations, from payment processing to human resource management. By choosing Paybolt, you're partnering with a platform that processes millions of transactions annually, serving businesses across multiple sectors and sizes.
Services Covered
- Payment gateway services for online and offline transactions
- Digital invoice generation and management systems
- Automated payment collection and disbursement solutions
- Comprehensive human resource management system (HRMS)
- Financial reporting and analytics tools
- API integration services for seamless business operations
User Categories
- Business owners and authorized representatives
- Employees accessing HRMS platform
- Developers integrating APIs
- Customers making payments
- Third-party service providers
1. Pay-In Services
Overview
Our Pay-In services facilitate the reception of payments from your customers through multiple channels and payment methods. This comprehensive solution is designed to maximize your business's ability to accept payments efficiently and securely.
1.1 Payment Methods
- Credit and Debit Cards (Visa, MasterCard, RuPay)
- UPI Payments (All major UPI handlers)
- Net Banking (150+ banks)
- Digital Wallets
- EMI Options
1.2 Security Features
All Pay-In transactions are protected by industry-standard security protocols including:
- 256-bit encryption for all transactions
- PCI DSS compliance
- Two-factor authentication
- Real-time fraud detection
1.3 Transaction Processing
Our system processes transactions in real-time with automated reconciliation and detailed reporting. Settlement times vary by payment method:
- Card Payments: T+1 to T+3 business days
- UPI Payments: Same day to T+1
- Net Banking: T+1 business day
2. Pay-Out Services
Overview
Our Pay-Out services enable businesses to manage vendor payments, salary disbursements, and refunds efficiently through our secure platform.
2.1 Disbursement Options
- Bulk NEFT/RTGS transfers
- Direct bank transfers
- UPI payouts
- International wire transfers
2.2 Features and Benefits
Our Pay-Out service includes:
- Scheduled payments
- Bulk processing capabilities
- Automated reconciliation
- Real-time status tracking
- Customizable approval workflows
3. Invoice Services
Overview
Our Invoice services provide comprehensive billing solutions designed to streamline your business's invoicing process while ensuring compliance with tax regulations.
3.1 Key Features
- GST-compliant invoice generation
- Automated recurring billing
- Multi-currency support
- Customizable invoice templates
- Digital signature integration
3.2 Compliance and Reporting
Our invoicing system ensures:
- Automatic GST calculation and compliance
- Real-time tax reporting
- Audit trail maintenance
- Automated backup and storage
4. HRMS Services
Overview
Our Human Resource Management System (HRMS) provides end-to-end solutions for managing your organization's human resources effectively.
4.1 Core Features
- Employee database management
- Attendance tracking and management
- Leave management system
- Payroll processing
- Performance management
4.2 Advanced Capabilities
- Recruitment and onboarding management
- Training and development tracking
- Employee self-service portal
- Document management system
- Analytics and reporting
Legal Compliance and Security
All our services comply with relevant Indian laws and regulations, including:
- Information Technology Act, 2000
- Payment and Settlement Systems Act, 2007
- Personal Data Protection Bill
- All applicable RBI guidelines
Contact Information
Paybolt Technologies Private Limited
No.1068, 1st Stage
Kumaraswamy Layout, Bengaluru, Karnataka 560078